Archive for March, 2012

Defining a Debt Settlement

Friday, March 16th, 2012

Money is an aspect of life that makes the world go round and round. We rely on money to not only take care of our necessities such as food, gas, and bills, but also the things that might be seen as wants. However you look at it money is not only a want, but also ultimately a need. When money is lacking it not only impacts our lives now, but also our future with our spending and saving ideas. However, we are all not perfect and bankruptcy is now a financial aspect that individuals are becoming more and more familiar with each day.

When individuals are down in the financial dumps with bills needing to be paid, and food needed to be on the table many people begin to turn to bankruptcy. While a bankruptcy is a good avenue to take, many individuals do not truly understand the multiple aspects of filing bankruptcy.

Turn on your television set for just a moment to your favorite program. When the commercial portion of the program comes up count how many times you see commercials that deal with money and how they can get you out of debt, “Right now!” If you are like most Americans you see maybe 5 or 6 ads in a single sitting.

While most people can differentiate that of facts and fiction with these advertisements, some cannot. A debt settlement is basically an immediate agreement that helps the present problem at hand. It gives you a little leeway and time to properly get your finances in order. However, do not be surprised when a letter from the IRS comes stating that you owe taxes, because this avenue of help does not completely include all aspects of your finances into it’s solution.

Individuals who partake in these quick plans of action cannot only get themselves into trouble now, but they can end up completely messing up any chance of getting to the light at the end of the tunnel of finances anytime soon.

When you are having money problems and are considering filing for bankruptcy you need the advice and experience of a bankruptcy attorney in order to get the facts and figures you need.

Rosenstein Law Group has the experienced staff that knows your struggles, and they are ready and waiting to help you find a solution. Their answers are straightforward, and their solutions are effective. At Rosenstein Law Group, they have people waiting 24 hours a day, every day to take your phone call. Their number is 480-248-7666. They are knowledgeable, skilled, and waiting for you to call so that they may help you through this time of hardship and back on the path to prosperity.

Social Media and Your Bankruptcy

Monday, March 12th, 2012

Today, whether you choose to accept it or not, we as Americans are within an economic recession. From individuals simply saving more versus that of spending less, to people actually loosing their jobs and not being able to find another the recession can be seen from all walks of life. However, it should come to no shock thanks to news programs and the internet that individuals are actually having to file for bankruptcy simply to make sure they can keep their head above the flood of debt. Yet, can your social media websites affect your bankruptcy?

Technology is an active part of the life of an American today. One thing that you probably do at least once everyday, or even more is log on to your Facebook account and interact with your friends and family all over the world. However, what you might see as an innocent post on a friend’s wall or a status update could easily compromise your file for bankruptcy in an instant.

Many bill collectors and prosecutors today are beginning to check into social media websites more and more. This is not only bringing the true nature of situations to light, but also easily making an individual’s file for bankruptcy more difficult. Bill collectors can easily pose as “friends” on Facebook and go through all of your posts, pictures and interactions with others and see if you are really living the life of an individual who has just filed bankruptcy, or if you are just taking advantage of the system.

Those bill collectors posing as friends not only run into answers and truth when becoming friends with these individuals on Facebook, but also run into a gold mine of evidence that can be present in court to prove the individual who filed for bankruptcy is living well above their means.

At the end of the day you need to make sure to consider who truly adds you on Facebook, especially when you have filed for bankruptcy. Make sure to set your privacy settings on your account accordingly in order to make sure that your bankruptcy is not compromised in anyway.

Rosenstein Law Group has the experienced staff that knows your struggles, and they are ready and waiting to help you find a solution. Their answers are straightforward, and their solutions are effective. At Rosenstein Law Group, they have people waiting 24 hours a day, every day to take your phone call. Their number is 480-248-7666. They are knowledgeable, skilled, and waiting for you to call so that they may help you through this time of hardship and back on the path to prosperity.